The new capability of the DINAMO CARDS platform allows for the replacement of equipment widely used by banks and payment processors without altering existing applications.
DINAMO Networks, a technology company specializing in digital data security and co-creator of PIX, announces the evolution of its DINAMO CARDS platform, focused on cryptographic transaction protection in the payments ecosystem. The new solution allows full compatibility with the payShield Host Command Protocol, widely used in the card industry, enabling financial institutions to replace existing infrastructures without needing to modify applications already in operation. According to company estimates, the migration could generate significant operational cost reductions, estimated at up to half, for clients. Internally, the launch is expected to have a commercial impact as early as 2026. The platform's new capabilities expand its reach in the card segment, allowing current and new clients to adopt the solution with less technological migration effort.
In practice, the change can represent significant efficiency gains for banks, acquirers, and payment processors, which will operate with a more performant, flexible, and lower-maintenance cryptographic infrastructure. For consumers, this type of technological evolution tends to translate into more stable and secure payment services capable of keeping pace with the accelerated growth of digital transactions.
To enable the platform's evolution and the development of compatibility with standards widely used by the payments industry, DINAMO made significant investments in research and development (R&D), involving specialized software engineering, enhancement of the solution's cryptographic capabilities, and technical validations focused on the operational environment of the global card ecosystem.
With the growth in the volume of digital payments and the increase in regulatory requirements in the financial sector, the protection of cryptographic keys and sensitive operations has become a cornerstone of payment infrastructure. In this context, solutions based on specialized hardware are considered essential to ensure security, performance, and reliability in processing card transactions.
The evolution of the DINAMO platform seeks to meet this demand by offering a technological alternative compatible with environments widely used in the sector, reducing the technological migration effort for banks and payment companies.
In addition to compatibility with widely adopted industry protocols, the solution stands out for its processing capacity and scalability to support large volumes of transactions and simultaneous connections—a critical factor for financial institutions facing peak demand or accelerated growth in the use of electronic payment methods. Another differentiating factor of the solution is the local and specialized technical support offered by DINAMODINAMO in Brazil, with engineering and customer service teams close to clients. This model allows for faster responses, direct monitoring of critical projects, and greater proximity to the operational needs of financial institutions.
The launch expands DINAMO's presence in the cryptographic infrastructure market for payments and card processing, a segment that moves billions of dollars globally and involves issuing banks, acquirers, fintechs, and payment processors. In Brazil, this ecosystem brings together hundreds of financial institutions and companies that depend on security solutions to enable the processing of card transactions.
According to data from the Brazilian Association of Credit Card and Services Companies (Abecs), Brazilians carried out approximately 48.1 billion transactions with credit, debit, and prepaid cards in 2025, moving approximately R$4.5 trillion during the period. This volume represents a growth of 5.41% in the number of transactions and 10.1% in the value moved compared to 2024, reinforcing the relevance of electronic payment infrastructure for the financial system and commerce in the country.
“The payments market demands increasingly robust cryptographic infrastructures capable of handling growing transaction volumes and stringent security requirements. By offering compatibility with widely used industry protocols, we can reduce adoption barriers and create a competitive technological alternative for banks and payment companies seeking greater operational efficiency and technological independence.”This is a statement," says Marco Zanini, CEO of DINAMO Networks.
This movement occurs at a time of global expansion of digital security infrastructure for the financial system. According to estimates from international technology consultancies, the global market for Hardware Security Modules (HSMs) is expected to grow from approximately US$1.67 billion in 2025 to approximately US$3.28 billion by 2030, driven primarily by the expansion of digital payments, the digitization of the financial system, and increasing regulatory requirements for data security worldwide.
In this context, the company's commercial strategy includes conducting proof-of-concept (PoC) projects, technology assessment programs, and assisted migration processes, with the goal of accelerating the adoption of the platform by banks, fintechs, card administrators, acquirers, and payment processors.
About DINAMO Networks
THE DINAMO Networks It is a leading company in digital security, cryptography, and digital identity in Brazil, with over 20 years of experience developing solutions for the protection of data, identities, and critical transactions. Specializing in HSMs, key management, and secure authentication, the company possesses its own technology and international certifications such as... FIPS 140-2 and ISO 9001, and presence in strategic projects of the financial ecosystem, including the PIX and the Brazilian Payment System (SPB). DINAMO operates at the core of digital trust, ensuring confidentiality, integrity, authenticity, and sovereignty for organizations operating in highly critical environments.
