{"id":78929,"date":"2024-08-20T20:08:40","date_gmt":"2024-08-20T23:08:40","guid":{"rendered":"https:\/\/abes.org.br\/?p=78929"},"modified":"2024-08-20T20:08:40","modified_gmt":"2024-08-20T23:08:40","slug":"governo-de-sp-oferece-linha-de-credito-para-startups","status":"publish","type":"post","link":"https:\/\/abes.org.br\/en\/governo-de-sp-oferece-linha-de-credito-para-startups\/","title":{"rendered":"SP government offers line of credit for startups"},"content":{"rendered":"<p style=\"text-align: center;\"><em>Inovacred Expresso offers up to R$15 million without bureaucracy and with a grace period of up to two years for technology-scientific companies<\/em><\/p>\n<p>The Government of S\u00e3o Paulo offers support to boost startups&#039; businesses in the state. DesenvolveSP, linked to the Secretariat of Economic Development (SDE), has worked to reduce bureaucracy in credit lines for these techno-scientific companies. With amounts ranging from R$20,000 to R$15 million for each project, Finep Inovacred Expresso facilitates access to resources for any size of enterprise.<\/p>\n<p>Innovation activities are under the purview of the Secretariat of Science, Technology and Innovation (SCTI), which, in partnership with the Economic Development Department, aims to attract the largest possible number of good businesses that need financial support to expand their businesses. The specific line for this area of activity is Finep Inovacred Expresso, whose main feature is the simplification of the process.<img loading=\"lazy\" decoding=\"async\" class=\"wp-image-78930 alignleft\" src=\"https:\/\/abes.org.br\/wp-content\/uploads\/2024\/08\/Linha-de-Credito.jpg\" alt=\"\" width=\"324\" height=\"183\" \/><\/p>\n<p>The financing includes a TR (reference rate) + taxation of 4.24% to 5.58% per year, an attractive rate considering the reality of the financial market in relation to the granting of credit of this nature. The financing term is up to six years, with a grace period of up to two years. \u201cOur goal is to increase the distribution of credit to boost the growth of innovative ventures, generating economic and social benefits for the innovation sector in the state of S\u00e3o Paulo,\u201d says Vahan Agopyan, secretary of SCTI.<\/p>\n<p><strong>Innovative system<\/strong><\/p>\n<p>The credit in question has already started to ensure that good ideas transform people&#039;s reality. One example is the robotic access control system created by the startup Home Book Portaria, based in the city of Campinas, in the interior of the state. With the money, the company invested in an innovative security system for entrances.<\/p>\n<p>The system in question has facial biometrics functionality with expression reading that identifies, for example, if a resident of a certain condominium is in a dangerous situation \u2013 being the victim of an express kidnapping, for example. With the support, the company developed the prototype, acquired equipment and hired specialized labor.<\/p>\n<p>Startups can apply for credits whether or not they are linked to the state government&#039;s innovation environments. To apply for this financial contribution, which is characterized by the simplest requirements and without the need to provide guarantees, companies must have annual revenues between R$1,000,000 and R$1,000,000. It is worth remembering that individual microentrepreneurs (MEIs) with annual revenues of less than R$1,000,000 have access to the\u00a0<a class=\"external\" href=\"https:\/\/www.saopaulo.sp.gov.br\/spnoticias\/ultimas-noticias\/banco-do-povo-conheca-o-programa-de-microcredito-para-pequenos-empreendedores\/\" target=\"_blank\" rel=\"noopener\">People&#039;s Bank of S\u00e3o Paulo<\/a>, which offers productive microcredit ranging from R$200 to R$21,000.<\/p>\n<p>For more information and requests, visit:\u00a0<a class=\"external\" href=\"https:\/\/www.desenvolvesp.com.br\/empresas\/opcoes-de-credito\/projetos-inovadores\/inovacred-expresso\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.desenvolvesp.com.br\/empresas\/opcoes-de-credito\/projetos-inovadores\/inovacred-expresso\/<\/a>\u00a0.<\/p>","protected":false},"excerpt":{"rendered":"<p>Inovacred Expresso oferece at\u00e9 R$ 15 milh\u00f5es sem burocracia e com per\u00edodo de car\u00eancia de at\u00e9 dois anos para empresas de base tecnocient\u00edfica O Governo de S\u00e3o Paulo oferece apoio para alavancar os neg\u00f3cios das startups no estado. A DesenvolveSP, vinculada \u00e0 Secretaria de Desenvolvimento Econ\u00f4mico (SDE), tem atuado para desburocratizar linhas de cr\u00e9dito para [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":78930,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[39,19],"tags":[5938,164],"class_list":["post-78929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coluna-4","category-ultimas-noticias","tag-credito-para-startups","tag-linha-de-credito"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Governo de SP oferece linha de cr\u00e9dito para startups - ABES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abes.org.br\/en\/governo-de-sp-oferece-linha-de-credito-para-startups\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Governo de SP oferece linha de cr\u00e9dito para startups - ABES\" \/>\n<meta property=\"og:description\" content=\"Inovacred Expresso oferece at\u00e9 R$ 15 milh\u00f5es sem burocracia e com per\u00edodo de car\u00eancia de at\u00e9 dois anos para empresas de base tecnocient\u00edfica O Governo de S\u00e3o Paulo oferece apoio para alavancar os neg\u00f3cios das startups no estado. 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