{"id":2516,"date":"2016-03-28T00:00:00","date_gmt":"2016-03-28T00:00:00","guid":{"rendered":"https:\/\/abes.org.br\/?p=2516"},"modified":"2016-03-28T00:00:00","modified_gmt":"2016-03-28T00:00:00","slug":"como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro","status":"publish","type":"post","link":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/","title":{"rendered":"How the Internet of Things (IoT) will also change the financial sector"},"content":{"rendered":"<div style=\"text-align: center;\">\n\t<br \/>\n\t<img decoding=\"async\" alt=\"\" src=\"\/wp-content\/uploads\/anterior\/Imagens\/Henry%20Manzano.jpg\" style=\"width: 300px; height: 152px;\" \/><br \/>\n\tBy Henry Manzano, Latin America CEO, Tata Consultancy Services (TCS)<\/div>\n<p>&nbsp;<\/p>\n<div style=\"text-align: justify;\">\n\tThe IoT is sure to revolutionize some obvious markets, such as smart homes, wearables and automotive, where it was a star at the last CES. But more low-profile sectors, such as the financial market, must also undergo major developments; some unseen by consumers, but which will have a big impact on people&#039;s lives.<br \/>\n\t&nbsp;<br \/>\n\tAnd for those who still believe that this is a utopia, according to Harbor Research 65% of the IoT applications in production on the market today already generate revenue for companies, a percentage that should reach 80% in 2018.<br \/>\n\t&nbsp;<br \/>\n\tReturning to the financial market, in a survey carried out by TCS \u2013 Tata Consultancy Services, corporations in this segment have already reported an investment of US$ 117.4 million last year, and they plan to increase the amount to US$ 153.5 million in 2018. investment focus in 2015 was the monitoring of financial products and services (responsible for 32% of the budget). However, who should turn the apple of the eye of IoT for banks will be customer monitoring, which today accounts for 30% of the share, but in 2020 it should grow to 34%, according to the survey.<br \/>\n\t&nbsp;<br \/>\n\tAmong the most popular IoT initiatives are mobile apps, with 65% uptake at banks surveyed by TCS. At the other end, in their infancy, but at great strides, are wearables, present in 16% of financial institutions.<br \/>\n\t&nbsp;<br \/>\n\tCurrently, bank cell phone applications have already changed the lives of many consumers through financial transactions that are possible to carry out such as: bill payments by scanning a bar code on a cell phone with NFC; make purchases by approaching a cell phone or smartwatch \u2013 through digital wallets attached to the devices; use of biometrics, where it is possible to withdraw money and carry out other financial transactions with fingerprint recognition.<br \/>\n\t&nbsp;<br \/>\n\tIn concrete terms, the industry&#039;s focus on these new technologies should mix segments that previously seemed to be water and oil, such as banking and automobiles. There are already numerous mobile payment projects via \u201cconnected car\u201d, for example. In fact, the big thesis is that the Internet of Things will actually become the Bank of Things.<br \/>\n\t&nbsp;<br \/>\n\tThat is, it is the financial sector infiltrating all other verticals. It may not be long before the Dash Replenishment Service, Amazon&#039;s service that replenishes connected products in need of supplies, has room for finance partners. After all, someone needs to ensure security in financial transactions. Predicting the future is difficult, but that financial market agents will be protagonists of it is certain.&nbsp;<\/div>","protected":false},"excerpt":{"rendered":"<p>Por Henry Manzano, CEO para a Am&eacute;rica Latina da Tata Consultancy Services (TCS) &nbsp; A IoT com certeza vai revolucionar alguns mercados &oacute;bvios, como o de casas inteligentes, wearables e automotivo, onde j&aacute; foi estrela na &uacute;ltima CES. Mas setores mais low-profile, como o mercado financeiro tamb&eacute;m devem passar por grandes evolu&ccedil;&otilde;es; algumas n&atilde;o vistas [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[19],"tags":[],"class_list":["post-2516","post","type-post","status-publish","format-standard","hentry","category-ultimas-noticias"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro - ABES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro - ABES\" \/>\n<meta property=\"og:description\" content=\"Por Henry Manzano, CEO para a Am&eacute;rica Latina da Tata Consultancy Services (TCS) &nbsp; A IoT com certeza vai revolucionar alguns mercados &oacute;bvios, como o de casas inteligentes, wearables e automotivo, onde j&aacute; foi estrela na &uacute;ltima CES. Mas setores mais low-profile, como o mercado financeiro tamb&eacute;m devem passar por grandes evolu&ccedil;&otilde;es; algumas n&atilde;o vistas [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/\" \/>\n<meta property=\"og:site_name\" content=\"ABES\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ABES.software\" \/>\n<meta property=\"article:published_time\" content=\"2016-03-28T00:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/abes.org.br\/wp-content\/uploads\/2021\/01\/logo_abes_marca_tagline_horizontal_colorido_rgb.png\" \/>\n\t<meta property=\"og:image:width\" content=\"3509\" \/>\n\t<meta property=\"og:image:height\" content=\"2482\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"prima-dev\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ABES_SOFTWARE\" \/>\n<meta name=\"twitter:site\" content=\"@ABES_SOFTWARE\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"prima-dev\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/abes.org.br\\\/en\\\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/abes.org.br\\\/en\\\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\\\/\"},\"author\":{\"name\":\"prima-dev\",\"@id\":\"https:\\\/\\\/abes.org.br\\\/#\\\/schema\\\/person\\\/1bad6bff859e7d56ec5664b01968e27e\"},\"headline\":\"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro\",\"datePublished\":\"2016-03-28T00:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/abes.org.br\\\/en\\\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\\\/\"},\"wordCount\":545,\"publisher\":{\"@id\":\"https:\\\/\\\/abes.org.br\\\/#organization\"},\"articleSection\":[\"\u00daltimas not\u00edcias\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/abes.org.br\\\/en\\\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\\\/\",\"url\":\"https:\\\/\\\/abes.org.br\\\/en\\\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\\\/\",\"name\":\"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro - ABES\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/abes.org.br\\\/#website\"},\"datePublished\":\"2016-03-28T00:00:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/abes.org.br\\\/en\\\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/abes.org.br\\\/en\\\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/abes.org.br\\\/en\\\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/abes.org.br\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/abes.org.br\\\/#website\",\"url\":\"https:\\\/\\\/abes.org.br\\\/\",\"name\":\"ABES\",\"description\":\"Associa\u00e7\u00e3o Brasileira das Empresas de Software\",\"publisher\":{\"@id\":\"https:\\\/\\\/abes.org.br\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/abes.org.br\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/abes.org.br\\\/#organization\",\"name\":\"Associa\u00e7\u00e3o Brasileira das Empresas de Software\",\"url\":\"https:\\\/\\\/abes.org.br\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/abes.org.br\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/abes.org.br\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/logo_abes_marca_d_tagline_horizontal_verde-amarelo_cmyk.png\",\"contentUrl\":\"https:\\\/\\\/abes.org.br\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/logo_abes_marca_d_tagline_horizontal_verde-amarelo_cmyk.png\",\"width\":324,\"height\":70,\"caption\":\"Associa\u00e7\u00e3o Brasileira das Empresas de Software\"},\"image\":{\"@id\":\"https:\\\/\\\/abes.org.br\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ABES.software\",\"https:\\\/\\\/x.com\\\/ABES_SOFTWARE\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/abes-software\\\/\",\"https:\\\/\\\/www.instagram.com\\\/abes_software\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/abes.org.br\\\/#\\\/schema\\\/person\\\/1bad6bff859e7d56ec5664b01968e27e\",\"name\":\"prima-dev\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/039c6325210cecd393c57645bc755f7d13deed578fddf4dbfa87bc05dcbcfa4b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/039c6325210cecd393c57645bc755f7d13deed578fddf4dbfa87bc05dcbcfa4b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/039c6325210cecd393c57645bc755f7d13deed578fddf4dbfa87bc05dcbcfa4b?s=96&d=mm&r=g\",\"caption\":\"prima-dev\"},\"url\":\"https:\\\/\\\/abes.org.br\\\/en\\\/author\\\/prima-dev\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro - ABES","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/","og_locale":"en_US","og_type":"article","og_title":"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro - ABES","og_description":"Por Henry Manzano, CEO para a Am&eacute;rica Latina da Tata Consultancy Services (TCS) &nbsp; A IoT com certeza vai revolucionar alguns mercados &oacute;bvios, como o de casas inteligentes, wearables e automotivo, onde j&aacute; foi estrela na &uacute;ltima CES. Mas setores mais low-profile, como o mercado financeiro tamb&eacute;m devem passar por grandes evolu&ccedil;&otilde;es; algumas n&atilde;o vistas [&hellip;]","og_url":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/","og_site_name":"ABES","article_publisher":"https:\/\/www.facebook.com\/ABES.software","article_published_time":"2016-03-28T00:00:00+00:00","og_image":[{"width":3509,"height":2482,"url":"https:\/\/abes.org.br\/wp-content\/uploads\/2021\/01\/logo_abes_marca_tagline_horizontal_colorido_rgb.png","type":"image\/png"}],"author":"prima-dev","twitter_card":"summary_large_image","twitter_creator":"@ABES_SOFTWARE","twitter_site":"@ABES_SOFTWARE","twitter_misc":{"Written by":"prima-dev","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/#article","isPartOf":{"@id":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/"},"author":{"name":"prima-dev","@id":"https:\/\/abes.org.br\/#\/schema\/person\/1bad6bff859e7d56ec5664b01968e27e"},"headline":"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro","datePublished":"2016-03-28T00:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/"},"wordCount":545,"publisher":{"@id":"https:\/\/abes.org.br\/#organization"},"articleSection":["\u00daltimas not\u00edcias"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/","url":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/","name":"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro - ABES","isPartOf":{"@id":"https:\/\/abes.org.br\/#website"},"datePublished":"2016-03-28T00:00:00+00:00","breadcrumb":{"@id":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/abes.org.br\/en\/como-a-internet-das-coisas-iot-vai-mudar-tambem-o-setor-financeiro\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/abes.org.br\/"},{"@type":"ListItem","position":2,"name":"Como a Internet das Coisas (IoT) vai mudar tamb\u00e9m o setor financeiro"}]},{"@type":"WebSite","@id":"https:\/\/abes.org.br\/#website","url":"https:\/\/abes.org.br\/","name":"ABES","description":"Brazilian Association of Software Companies","publisher":{"@id":"https:\/\/abes.org.br\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/abes.org.br\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/abes.org.br\/#organization","name":"Brazilian Association of Software Companies","url":"https:\/\/abes.org.br\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/abes.org.br\/#\/schema\/logo\/image\/","url":"https:\/\/abes.org.br\/wp-content\/uploads\/2020\/09\/logo_abes_marca_d_tagline_horizontal_verde-amarelo_cmyk.png","contentUrl":"https:\/\/abes.org.br\/wp-content\/uploads\/2020\/09\/logo_abes_marca_d_tagline_horizontal_verde-amarelo_cmyk.png","width":324,"height":70,"caption":"Associa\u00e7\u00e3o Brasileira das Empresas de Software"},"image":{"@id":"https:\/\/abes.org.br\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ABES.software","https:\/\/x.com\/ABES_SOFTWARE","https:\/\/www.linkedin.com\/company\/abes-software\/","https:\/\/www.instagram.com\/abes_software\/"]},{"@type":"Person","@id":"https:\/\/abes.org.br\/#\/schema\/person\/1bad6bff859e7d56ec5664b01968e27e","name":"prima-dev","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/039c6325210cecd393c57645bc755f7d13deed578fddf4dbfa87bc05dcbcfa4b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/039c6325210cecd393c57645bc755f7d13deed578fddf4dbfa87bc05dcbcfa4b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/039c6325210cecd393c57645bc755f7d13deed578fddf4dbfa87bc05dcbcfa4b?s=96&d=mm&r=g","caption":"prima-dev"},"url":"https:\/\/abes.org.br\/en\/author\/prima-dev\/"}]}},"publishpress_future_action":{"enabled":false,"date":"2026-04-12 16:39:42","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/posts\/2516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/comments?post=2516"}],"version-history":[{"count":0,"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/posts\/2516\/revisions"}],"wp:attachment":[{"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/media?parent=2516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/categories?post=2516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/abes.org.br\/en\/wp-json\/wp\/v2\/tags?post=2516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}