{"id":25031,"date":"2020-10-21T09:32:29","date_gmt":"2020-10-21T12:32:29","guid":{"rendered":"https:\/\/abes.org.br\/?p=25031"},"modified":"2020-11-04T10:09:40","modified_gmt":"2020-11-04T13:09:40","slug":"bndes-lanca-programa-de-acesso-a-credito-maquininhas-para-meis-micro-e-pequenas-empresas","status":"publish","type":"post","link":"https:\/\/abes.org.br\/en\/bndes-lanca-programa-de-acesso-a-credito-maquininhas-para-meis-micro-e-pequenas-empresas\/","title":{"rendered":"BNDES launches \u201cMaquininhas Credit Program\u201d for MEIs, micro and small companies"},"content":{"rendered":"<p>O <a href=\"https:\/\/abes.org.br\/en\/bndes-disponibiliza-r-5-bi-para-micro-pequenas-e-medias-empresas\/\">BNDES<\/a> is publicizing the opening of financing operations that are part of the \u201cMaquininhas Credit Access Program\u201d, with a budgetary allocation of R$ 5 billion, stipulated by the Ministry of Economy.<\/p>\n<p>This program aims to support MEIs, micro and small companies (with revenues up to R$ 4.8 million \/ year), using as collateral the receivables of future transactions through digital payments, dispensing with surety requirements and real guarantees.<\/p>\n<p>The Program admits operations of up to R$ 50 thousand or twice the monthly average of sales of goods and services rendered by the company per beneficiary (whichever is less). The final interest rate is up to 6%a.a with a total term of 36 months and up to a 6-month grace period for the payment of the first installment.<\/p>\n<p>The requested guarantees will be the fiduciary assignment of 8% of the credit rights to be constituted of the sales made by digital payment (credit, debit and prepaid cards), limited to the value of the contract.<\/p>\n<p>The funds can be requested through partner financial institutions and enabled by BNDES and the Program will remain in effect until 12\/31\/2020.<\/p>\n<p>For more information, visit:\u00a0<a href=\"https:\/\/www.bndes.gov.br\/wps\/portal\/site\/home\/financiamento\/produto\/peac-maquininhas.\">https:\/\/www.bndes.gov.br\/wps\/portal\/site\/home\/financiamento\/produto\/peac-maquininhas.<\/a><\/p>\n<p>BNDE also provides a link to frequently asked questions (FAQ): <a href=\"https:\/\/nam10.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fwww.bndes.gov.br%2Fwps%2Fportal%2Fsite%2Fhome%2Fquem-somos%2Fcanais-atendimento%2Fduvidas-medidas-emergenciais&amp;data=04%7C01%7C%7C44a396b4c3a8440eb8b908d87453d805%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637387251066622406%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&amp;sdata=vy54cwiglscXIjSNeHocQmhhOFnRWY4C2CrMCPBMvi8%3D&amp;reserved=0\">https:\/\/www.bndes.gov.br\/wps\/portal\/site\/home\/quem-somos\/canais-atendimento\/duvidas-medidas-emergenciais<\/a><\/p>\n<p>And the video: <a href=\"https:\/\/nam10.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fyoutu.be%2FtvcFXAw3jj4&amp;data=04%7C01%7C%7C44a396b4c3a8440eb8b908d87453d805%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637387251066622406%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&amp;sdata=9FPvUQdmehtG%2BiMv76dLC9MotpgB00NsQZdP07xwWdE%3D&amp;reserved=0\">https:\/\/youtu.be\/tvcFXAw3jj4<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>O BNDES est\u00e1 divulgando a abertura das opera\u00e7\u00f5es de financiamento que fazem parte do \u201cPrograma de Acesso a Cr\u00e9dito Maquininhas\u201d, com dota\u00e7\u00e3o or\u00e7ament\u00e1ria de R$ 5 bilh\u00f5es, estipulada pelo Minist\u00e9rio da Economia. Este programa visa apoiar MEIs, micro e pequenas empresas (com faturamento at\u00e9 R$ 4,8 milh\u00f5es\/ano), utilizando como garantias os receb\u00edveis de transa\u00e7\u00f5es futuras [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":25032,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[39,19],"tags":[165,164,149,166],"class_list":["post-25031","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coluna-4","category-ultimas-noticias","tag-bndes","tag-linha-de-credito","tag-microempresa","tag-operacoes-de-financiamento"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BNDES lan\u00e7a \u201cPrograma de Cr\u00e9dito Maquininhas\u201d para MEIs, micro e pequenas empresas - ABES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abes.org.br\/en\/bndes-lanca-programa-de-acesso-a-credito-maquininhas-para-meis-micro-e-pequenas-empresas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNDES lan\u00e7a \u201cPrograma de Cr\u00e9dito Maquininhas\u201d para MEIs, micro e pequenas empresas - ABES\" \/>\n<meta property=\"og:description\" content=\"O BNDES est\u00e1 divulgando a abertura das opera\u00e7\u00f5es de financiamento que fazem parte do \u201cPrograma de Acesso a Cr\u00e9dito Maquininhas\u201d, com dota\u00e7\u00e3o or\u00e7ament\u00e1ria de R$ 5 bilh\u00f5es, estipulada pelo Minist\u00e9rio da Economia. 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